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Debt & Credit

Borrow smart, or don't borrow at all.
Borrowing money is not always bad. But it can quickly turn into a trap if you don't understand how it works. This page explains credit, how interest adds up, and why loan sharks are so dangerous, so you can borrow with your eyes open.
Explore the guides, videos and articles below.

You Will Learn More About

Understanding credit
Interest, explained simply
The danger of loan sharks

Articles

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Consumer Awareness
Consumer Awareness

Your basic rights

As a citizen, you have the right to:
Identity
Social support
Fair treatment
These rights belong to you, and no one can take them away.

What to do if something goes wrong

If you're not treated fairly, you can take action:
Ask for help at the office
Speak to a supervisor
Follow the official complaint channels
Don't stay silent if you are treated unfairly. Raising it is your right.

Avoid being taken advantage of

Be careful of anyone who:
Asks for money to "help" with your application
Promises faster results for a fee
Government services are usually free. If someone asks you to pay, treat it as a warning sign.
Act

Need a hand?

We’re here to help. Reach out and we’ll point you in the right direction.
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